At IQT, we are redefining transactions with cutting-edge cashless solutions designed to enhance efficiency, security, and convenience.
Whether for retail, self-service industries, hospitality, or transportation, our advanced digital payment systems provide businesses with seamless, real-time, and secure transaction processing—eliminating the challenges of cash handling and embracing the future of digital finance.
IQT’s Cashless Ecosystem: PAYWAY Platform, dashboard & reporting
The IQT platform is a cloud-based infrastructure that connects machines, cashless payment systems, and customer accounts, enabling:
Multi-Channel Payment Support – Accepts credit/debit cards, QR codes, NFC, closed-loop wallets, and mobile payments.
Seamless Machine Integration – Works with vending machines, laundromats, kiosks, and self-service stations, ensuring smooth cashless transactions.
Scalability & Customization – Businesses can configure the platform to fit their specific industry needs, whether in retail, hospitality, or corporate environments.
Automatic Fund Settlement – Ensures funds are correctly allocated between merchants and operators in real time.
API & Third-Party Integrations – Allows businesses to integrate existing POS systems, ERP software, and CRM platforms for streamlined operations.
IQT’s Cashless Ecosystem: Apps
Mobile Apps – A User-Centric Payment Experience
IQT’s mobile app empowers customers with a seamless and convenient way to make transactions, manage funds, and access services. The app enhances the user experience by providing:
Easy Top-Ups & Payments – Users can load funds via credit/debit cards, EFT, or mobile money and make quick, hassle-free payments.
Transaction Tracking – Users can view their spending history, manage receipts, and monitor balance changes in real time.
QR Code & NFC Payments – Supports modern, contactless payment methods for faster and more secure transactions.
Loyalty & Rewards Integration – Businesses can offer cashback, discounts, or points-based rewards, encouraging repeat usage.
User Authentication & Security – Multi-layered security features, including PIN protection, bio-metric login, and encrypted transactions, safeguard user accounts.
The mobile app seamlessly integrates with the broader IQT platform, ensuring real-time synchronisation of transactions and user data.
Shaping the Future of Digital Payments
At IQT, we are not just adapting to the cashless revolution—we are shaping its future. Our commitment to innovation means we are already implementing and actively developing next-generation payment solutions to enhance security, efficiency, and user experience.
Already Implementing – Our solutions are integrated with smart vending machines, self-checkout kiosks, and automated service stations, allowing for real-time telemetry, remote management, and cashless convenience.
In Development – Facial recognition and fingerprint authentication are being incorporated into our systems to offer frictionless, secure, and highly personalized transactions. This ensures a seamless user experience with maximum security.
Exploring & Developing – We are actively researching blockchain-based transactions and decentralized payment methods, aiming to integrate secure, transparent, and low-cost digital payments into our platform.
Security, Scalability & Integration
Reduces the risk of theft, loss, or counterfeit money.
Enhances financial security through encryption and authentication measures.
Transactions are traceable, reducing fraud and unauthorized access.
Supports seamless integration with POS systems, e-commerce platforms, and loyalty programs.
Allows businesses to expand across different regions without cash-related logistics.
Compatible with emerging technologies such as blockchain, AI, and fintech solutions.
